Nadirah, Teacher

Estella is a great insurance agent that everyone needs for a worry free and secure financial future. Her dedication to helping me and my husband navigate my financial planning and patiently addressing all my questions has been invaluable. Thanks to her expertise, I now have policies that I know will secure my future. I only wish I had started this journey sooner but I'm grateful to have Estella by my side ensuring I'm always protected.

感恩慧萍！ 和慧萍认识十多年了，起初是通过我老公认识的。十多年前，她义务帮忙cover以前我从银行买的保单。 后来，有幸和她一起工作1年。直到去年我老公过世，慧萍帮忙claim我老公的医疗保单等，并帮忙规划我和孩子未来的储蓄计划。 我很庆幸身边有一个这样的朋友，她总是在我最需要的时候出现，又在风平浪静的日子静静守在身边。 相识十几年，一眨眼过去了，越是真实的东西越经得起考验。她乐于助人，很坚强，也很乐观，在生活上也尽力帮助我们一家，很感恩这些年来，您对我们的付出，陪我们一路走来。参加了我们的婚礼，看着我们的孩子出生，也参加了我老公的葬礼，陪我度过心里最不安的日子。 人，这一生，真心的朋友总是会在你最需要的时候出现，每个细节的帮忙都充满了理解和贴心，而又在你平淡的生活中，像空气，即使没有见面，却心心念念为对方着想。 感恩您为我的家人默默付出，因为您的出现，我的心中充满了真情与温暖。希望有一天，您佛缘成熟，我可以度您离苦得乐。 感恩合十！

Angel Ng, Manager

Dear Estella Tan, I am writing this testimony to express my utmost satisfaction and appreciation for the exceptional service and support you have provided as my family's financial consultant. Your professionalism, knowledge, and dedication have truly made a positive impact on my financial planning experience. From the moment I reached out to you with my insurance needs, you demonstrated a remarkable level of responsiveness and attentiveness. You promptly returned my calls and emails, and you made it a priority to thoroughly address each of my questions and concerns. Your willingness to take the time to explain complex insurance concepts in a clear and understandable manner was truly impressive. I would like to highlight the exceptional customer service I received throughout our interactions. Your friendly and approachable demeanor immediately put me at ease, and I felt confident that my insurance matters were in capable hands. You consistently went above and beyond to ensure that I had the right coverage for my needs, and your expertise helped me make informed decisions about my policies. I particularly appreciate how you took the time to assess my unique situation and recommend customized coverage options that provided the best protection for me and my family. Your thoroughness and attention to detail gave me peace of mind, knowing that I was adequately protected against potential risks. Furthermore, whenever I had to file a claim, you guided me through the entire process with patience and efficiency. Your prompt assistance and advocacy made a stressful situation much more manageable, and I sincerely appreciate your dedication in ensuring a smooth claims experience. I would like to express my heartfelt gratitude for your outstanding service as my financial consultant. Your professionalism, knowledge, and commitment to customer satisfaction have exceeded my expectations. I genuinely believe that anyone seeking insurance services would greatly benefit from your expertise and dedication. Thank you once again for your remarkable service, and I wish you continued success in your career.

Ira Zulkifli

Estella is a great person with great character. She listens attentively and takes into consideration my needs hence making her very trustworthy in providing excellent service. Estella has made the process of dealing with insurance easy and this means so much to me.

Siang Li Ting, Pet Sitter, Comforts From Home

I got to know Estella through my husband, who first bought a policy from her. She first knew us when we were in our early twenties. My husband had just stepped out into the workforce and I just started my own Pet Sitting business Comforts From Home. We hardly had any income, and my husband worked in a non profit organisation. Money was constantly tight but Estella was always patient and kind towards us. She fully understood where we were and what we were going through and we have never felt pressured at any point to purchase any policies from her we are not ready for. Over the years, she proved herself to be beyond just an insurance agent, but also a compassionate woman who goes all out for her clients and friends. Meeting her to clarify things is always easy, and she is always a call or text away. She is always genuine and will always make the right recommendations for her clients. It is because of that that we continue to stay with her over the years and even recommended her to our friends and family. My husband had to make 2 surgery claims and boy were we thankful she encouraged us to purchase the policy when we were younger and worked within what we could give. Thank you Estella, the industry needs more gems like you who truly cares!

Jeffrey Teo, Analyst

Estella is not your typical financial consultant. She makes the effort to listen and get to know you: your goals, your risk profile, your financial needs and your level of financial literacy. I first got to know Estella in 2016 when she took over from my previous consultant; I remember being very impressed with how she organised and presented the summary of my policies and coverage to me in a clear and concise manner. As my insurance needs evolved over the past few years, she has always been a trustworthy and professional adviser, only recommending options suitable for me. She is always there when I have questions and also proactively keeps me posted on any updates with my policies. Estella is now both a friend and a trusted adviser I turn to for insurance matters. She is someone who genuinely cares, and I highly recommend speaking with her for any of your financial planning needs.